SB123

Senate Bill 123 amends Arkansas insurance law concerning coverage for breast cancer screenings and diagnostic examinations. The bill defines 'supplemental breast examination' to include various diagnostic methods such as breast ultrasounds, breast MRIs, and contrast-enhanced mammography, based on risk factors like dense breast tissue or personal medical history. It requires health insurance providers to eliminate cost-sharing requirements, such as co-pays or deductibles, for diagnostic breast examinations and supplemental breast examinations. Additionally, the bill mandates that cost-sharing for these services must be no less favorable than the requirements applied to standard screening mammograms. The legislation effectively seeks to reduce the financial barriers for patients requiring more detailed breast cancer screenings beyond a standard mammogram.