HB1290

House Bill 1290, titled the 'Arkansas Support of Mental Health Wellness Examinations Act,' mandates that health benefit plans in Arkansas cover an annual standalone mental health wellness examination. Starting January 1, 2026, these exams must be performed by a licensed mental health professional, such as a psychiatrist, psychologist, or licensed counselor. The bill defines a mental health wellness examination to include behavioral health screenings, education, and referrals for further care. Coverage for these exams must generally be provided without cost-sharing, such as deductibles or copayments, to encourage utilization. The legislation applies to various health plans, including individual, group, and government programs like Medicaid and the Arkansas Health and Opportunity for Me Program. Certain specialized plans, such as dental-only or workers' compensation insurance, are excluded from these requirements. The bill also authorizes the Insurance Commissioner and other state entities to promulgate rules for the implementation of these provisions.